Business Blog

Proactive as compared to reactive

A lot of people scoff at today’s frequent use of the word “proactive”.  It started to resurface in the early 1980’s when author Kenneth Blanchard used it in his bestselling book, The One Minute Manager.

 The term Proactive had originally been coined by a Jewish prisoner during world war two. Since then the word and its use have evolved to mean "to act before a situation becomes a source of confrontation or crisis" vs. after the fact.

What do you give to a guy who's walked on the moon?

We asked ourselves the question that countless others have, no doubt, asked
"what do you give to a guy who's walked on the moon? "
By comparison, almost anything could be looked upon as insignificant...

This past summer, at the tail end of our family's month long journey through Italy, Gina and I excavated a tiny speck of Earth's history, a piece of the Roman Road from along the path that leads to the Coliseum.

What you need to know about the Anthem breach – Made available to clients by Dana Coates, an article written by Steve Haase

Cyber-Liability Insurance Coverage from

As you may have heard already, Anthem Inc., the second-largest healthcare insurer in the US, announced on Wednesday that it was cyber attacked.  Medical and personally identifiable information (PII) of 80 million customers and employees of the insurance colossus were potentially exposed, according to the Wall Street Journal (, which could make this the largest healthcare breach ever.

6 Ways to Reduce the Risk of Employee Crime

We recommend that every small business owner consider the following best practices to reduce the risk of employee crime:

 Perform thorough background checks (in accordance with law) of all potential hires; don’t take shortcuts or assume.

Make sure there is clear accountability for every position in the organization and no position has broad enough power to authorize payments without the consent of another individual. Seek to set up a system of checks and balances.

Security Industry hit with additional liability insurance requirements

Business and Professions Code sections 7583.39 and 7583.40


Business and Professions Code sections 7583.39.

(a)    The bureau shall require, as a condition precedent to the issuance, reinstatement, reactivation, renewal, or continued maintenance of a license, that the applicant or licensee file or have on file with the bureau, an insurance policy, as defined in Section 7583.40.

Companies that use temporary workers

OSHA ramps up inspections of companies that use temporary help. As the number of companies using temporary workers has reached an all-time high in Wisconsin, and in the U.S., we are seeing what is believed to be OSHA appearing to target companies that use temporary workers in a high priority inspection initiative. Click here to download the .PDF white paper on this subject.